AFBC: Are There Dangers in Taking "Investing in Your Future" Too Seriously

Press Release ( - SAN RAMON, Calif. - Sep 07, 2018 - Investing in an education of some kind is considered a must among the majority of society. Betterment of oneself is necessary for a brighter and more fulfilling future, but can the term “investing in your future” be taken too literally? American Financial Benefits Center (AFBC), a document preparation service company that worked with thousands of student loan borrowers, says that some people will feel that there is with something like an income share agreement (ISA).

An ISA for aspiring students would mean instead of taking out a traditional loan for college, that there would be an investor of some sort backing the student’s education. When the investee has completed their education, and then enters in the job force they would pay a fixed percentage of their income back to their investor over an already decided upon period of time. Similar to the idea of an income driven repayment (IDR) plan, it would revolve more around what is realistically affordable to repay. “New ideas are needed for figuring out ways to handle this student loan debt crisis,” said Sara Molina, manager at AFBC.

Some people may see the idea of an ISA as the next best thing, with some tweaks like regulations to it. But others may see it as too close to indentured servitude. A few colleges have begun implementing ISA tactics, though it will take time to see how the efforts will pan out for those students who use them to fund their education. Others may still prefer the IDRs that are offered for those who struggle with paying back their federal student loans. AFBC has worked with thousands of struggling student loan borrowers apply for those IDRs, and helped them through the yearly recertification process as well. “We believe people shouldn’t have to struggle through repayment of student loans. That’s why our company was created, to help borrowers burdened by their federal loans apply for (IDRs) and throughout the rest of the process,” said Molina.

New ideas are needed for figuring out ways to handle this student loan debt crisis.

Sara Molina

Manager at AFBC

About American Financial Benefits Center

American Financial Benefits Center is a document preparation company that helps clients apply for federal student loan repayment plans that fit their personal financial and student loan situation. Through its strict customer service guidelines, the company strives for the highest levels of honesty and integrity.

Each AFBC telephone representative has received the Certified Student Loan Professional certification through the International Association of Professional Debt Arbitrators (IAPDA).

American Financial Benefits Center Newsroom


To learn more about American Financial Benefits Center, please contact:

American Financial Benefits Center

1900 Powell Street #600

Emeryville, CA 94608


Source : American Financial Benefits Center

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