Press Release (ePRNews.com) - EMERYVILLE, Calif. - Mar 05, 2018 - The consensus is clear: an experience will usually bring more happiness than a thing. This doesn’t mean it’s wise to throw out the family heirlooms. It just means that experiences, and the anticipation and the memory of them, bring us humans a lot of satisfaction. For student loan borrowers, valuing an experience can be hard with the burden of debt always present. But support is out there. American Financial Benefits Center (AFBC), a document preparation company that helps clients apply for and recertify federal loan repayment programs, encourages borrowers to prioritize their experiences in life, rather than things.
“Memorable experiences may seem far-off if you’re held down by a huge student loan payment, but AFBC clients should be in the right repayment plan that’s keeping their monthly loan obligations affordable,” said Sara Molina, Manager at AFBC. “By helping borrowers keep their loans under control, they have more freedom to live their lives.”
They also might have more freedom in their budgets to spend quality time with friends and family. AFBC clients in income-driven repayment plans should be experiencing a lower monthly payment than a Standard plan, thus loosening their budgets. AFBC clients will also receive yearly assistance with applying to recertify their repayment plans so that they keep their payments affordable.
Memorable experiences may seem far-off if you’re held down by a huge student loan payment, but AFBC clients should be in the right repayment plan that’s keeping their monthly loan obligations affordable.
Without a crushing student loan payment, borrowers may be able to find time and resources to travel to a wedding they wouldn’t have been able to attend, take a romantic trip with a partner, or see a friend that they haven’t gotten together with in years. There also might be summer concerts, winter ski adventures, or a delicious restaurant downtown. None of these have to be luxury; they just have to be fun.
So while a handmade gift from a child or a special present from a spouse may be deeply meaningful, much of what we acquire—and throw away—is usually not. So using some cash to have great experiences—yes, even with student loans—can be a part of a healthy budget. Clients of AFBC, and all student loan borrowers, are encouraged to see where they can prioritize experiences over things, even on a limited budget.
“The services we bring to our clients relate to student loan repayment, but for some, it can be much more than that,” said Molina. “For those borrowers whose lives were dominated by their loans, getting them to a place where they’re in control of their loans can mean their lives open up.”
About American Financial Benefits Center
American Financial Benefits Center is a document preparation company that helps clients apply for federal student loan repayment plans that fit their personal financial and student loan situation. Through its strict customer service guidelines the company strives for the highest levels of honesty and integrity.
AFBC is a member of the Association for Student Loan Relief (AFSLR), and each representative on the phone has received the Certified Student Loan Professional certification through the International Association of Professional Debt Arbitrators (IAPDA).
To learn more about American Financial Benefits Center, please contact:
American Financial Benefits Center Source :
1900 Powell Street #600
Emeryville, CA 94608
American Financial Benefits Center