Press Release (ePRNews.com) - Los Angeles (USA) - May 31, 2017 - “Almost all parents have the tendency to look for the companies with best health insurance for their children. Looking for health insurance plans for children has never been this easy. Today, you could find endless number of health insurance companies online that could offer you the most competitive rates. You need to spend some time to explore the various options and choose the insurer that offers you cheap health insurance for children.”
In the year 2014, major changes passed by the Obamacare – Affordable Care Act made the child only health insurance policies to cover only a child with no adult on the policy. These health insurance plans for children were available to children in any state.
Here are some basic things that you should know about the health insurance plans for children:
· Pre-existing condition:
The health insurance plan purchased for you or your children during the Open Enrollment Period of Obamacare cannot be declined since you or your children have a pre-existing medical condition.
· Outside of the Open Enrollment Periods:
The open enrollment period of Obamacare was scheduled to run from November 1, 2016 to January 31, 2017. Outside of this enrollment period, it might not be possible for you or your children to qualify for Obamacare compliant insurance coverage unless you are able to prove that you experienced a qualifying major life event.
· Qualifying life events:
Only if you have experienced a qualifying life event, you might be able to enroll yourself or your children for Obamacare health insurance policy after 31st January 2017. Qualifying life event may include abortion or birth of a child, loss of employer based coverage, wedding or divorce, or relocation to a new coverage area.
Having a baby is categorized under the qualifying life event for Obamacare health insurance. If you are uninsured when you have a baby, you have 60 to days to get a health insurance for yourself and health insurance plans for children. If you happen to miss the 60 day window, you may need to wait until the next open enrollment of Obamacare.
· Getting pregnant isn’t referred as a qualifying life event
If you are uninsured and you get pregnant, you would be getting the exception of registering yourself or your child out the open enrollment period window.
· Grand children would not qualify for the coverage under the grandparents’ health insurance policy
Here, there be an exception for particular cases where the grandparents have the children’s legal custody. Thus, it is always recommended to call and talk to a licensed agent before assuming things yourself.
In addition to the Obamacare health insurance plans, there are several health insurers online that offer cheap health insurance for children. You need to get online to get in touch with these insurers. Also, you can search for the companies with best health insurance using your fingertips. Source : https://www.prohealthinsurancequote.com/health-insurance-companies.php