Health insurance is necessary for students who wish to study medicine abroad in the Caribbean. It is one of the most important things to keep in mind before applying for any college, whether medical or in other fields. Many medical colleges in the Caribbean ask students to carry health insurance coverage while coming to the colleges to pursue the program. Simultaneously, several insurance companies provide medical coverage in a very comprehensive manner. The insurance companies cover every small medical expense such as medical aid, treatment, transportation cost, and repatriation cost. If you wonder where to get it done or have other related queries, read the complete article to understand its benefits and procedure.
Student health insurance policy
Student health insurance is a plan that covers expensive medical expenses incurred by students during their studies. The student health insurance covers medical treatment, diagnostic, doctors or physicians, and transportation costs.
Why students require a health insurance policy?
The student health insurance policy provides freedom of living and studying. Students having a medical cover are free from paying a large sum of money in case of any medical event or accident. Insurance is also mandatory when you are beginning a clinical rotation in Caribbean hospitals.
How to get insured under a student health insurance policy?
A student can get it done from a private insurance company or the college itself. Some of the medical colleges in the Caribbean offers student health insurance policy to its students. However, the premium amount of the insurance policy is included in the tuition fees paid by students. A student can look into the Caribbean medical school tuition fees and insurance details before enrolling in a program. If it’s not included in the medical program tuition fees, you can request a medical insurance policy from the college’s administration office.
Many students are unaware of the various student medical insurance plans’ benefits. They usually purchase expensive ones and end up payinga heavy premium. While getting insured in the college’s insurance plans provides you flexibility in paying the premium included inthe tuition fees. The colleges collaborate with some reputed insurance companies that offer numerous benefits at the least cost. It benefits you in many ways, like you will not have the tension of paying a heavy premium every month to the insurance companies.
You might be thinking that if medical insurance premiums are covered in tuition fees, the fees then it might be quite expensive. Surprisingly, the answer is “no”. Affording medical education is quite challenging, but medical schools and universities in the Caribbean believe in providing education at affordable tuition fees without compromising its quality. The tuition fees at medical schools in the Caribbean are 30-40 percent less expensive than the medical colleges in the U.S and Canada.
So, pursuing a medical program in the Caribbean medical schools can provide you with the learning ambiance, culture, affordable tuition fees, student health insurance, and quality education. Enroll in the course now for a better learning experience.