Several employees who suffer from illness or injuries from their jobs can claim workers’ compensation benefits to compensate for their medical bills, salary loss, and other associated costs. Also, families who have lost a loved one could be eligible to receive death benefits through the workers’ compensation system.
What is Workers’ Compensation?
Workplace accidents can occur at any time. Some occupations like construction contain inherent dangers even in routine day-to-day activities. Some common workplace accidents include falls, being struck by objects, machinery accidents, falling objects, electrical accidents, and equipment failure. These accidents can result in serious injuries like broken bones, fractures, amputations, head injuries, brain injuries, neck injuries, burns, lacerations, loss of vision or hearing, spinal cord injuries, exposure to toxic chemicals, or respiratory illnesses.
Most of the states have a law to protect the employees by making it mandatory for employers to hold workers’ compensation insurance. This insurance covers all the work-related injuries or illnesses that occurred when the worker was on the clock, taking a break, or present on the work premises. The coverage could also include injuries occurring on sales calls or work trips. An injured employee can file a workers’ compensation to claim medical expenses, lost wages, and temporary or permanent disabilities.Additionally, a deceased employee’s family can recover benefits through the workers’ compensation system if the workplace accident resulted in the employee’s wrongful death.
Filing a Workers’ Compensation Claim
An injured worker can file a written claim to their employer or the insurance company to review the circumstances and decide if the claim can be accepted. If the claim gets accepted, the worker could receive a predefined weekly compensation amount for damages and injuries.In some cases, the worker could even recover compensatory damage in addition to the sum paid through the workers’ compensation system.
However, in most workers’ compensation claims, the employer and the insurance provider are seen adopting notorious techniques to downplay the severity of the employee’s illness or injuries. This technique is often adopted to reduce the compensation amount or deny the claim altogether. If you are involved in a case where your claim has been denied, you still have the right to appeal in court. It is recommended to hire an expert workers’ compensation lawyer who will inform you about your legal options.
How Can A Good Workers’ Compensation Lawyer Help You?
In most cases of workers’ compensation claims dispute, the employer or insurance company may hire a strong team of lawyers to fight the claim. This makes it imperative to consult a knowledgeable and experienced workers’ compensation attorney who can help you fight for your right and ensure you get every dollar you deserve. The workers’ compensation system’s conditions are usually complicated and the laws may prohibit you from filing a quit against your employer. A good worker’s compensation lawyer will keep your best interests in mind and can help you build a robust argument for your claim and navigate the tricky legal semantics to get your compensation.